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Allan Ho
ABR, CDPE
757-687-9978





Welcome to my real estate website. I do not want to burden you with a whole lot of wasted time looking for real estate information; therefore, I am going to make it simple and brief for you. First thing first:
1. For your own protection, you should have your own representation such as hiring your own Realtor® to represent you in buying or selling a home. In this case, that would be me.
2. I'm sure you have heard about the home value is rebounding and on the rise which is a good sign.
3. The market is still a buyer's market which is fortunate but we don't know how much longer it is going to stay that way.
4. If you are active military, E1 and E5, married and have children; I can get you a lender incentive from $7,500 to $10,000 to pay off your credit cards debt or car loan. This is only available in a VA mortgage loan, no down payment, seller paying for most of your expenses. Your out of pocket expense is the Home Inspection and may be the required Earnest Money Deposit (EMD) which can be refunded back to you in closing. You cannot get anything better than this. Call me at 757-687-9978.
5. VA mortgage financing is no down payment.
6. FHA mortgage financing required 3.5% down payment.
7. Conventional mortgage financing required 20% down payment.
8. Any investment mortgage financing required 20% to 25% down payment.

I am also a Master Jeweler with over 36 years of bench experience. An expert in jewelry making. I was in the jewelry industry for over 30 years and retired in 2007. You may have known me from LCT Fine Jewelers. If you do, then you know what I am capable of. Look me up. Visit wantika.com!
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